Truck finance

Quick & easy Truck Finance.

Low-doc up to $400k^*1

Less paperwork for your business

No-deposit options^*1

Keep cash in your business

Buying your first work truck or adding to your fleet? We’ll find finance that suits your business, with experienced guidance through to settlement.

Check your repayments

Apply now

Dealer or private sale · Older trucks welcome

Same-day approval possible. Funds within 24 hours of approval.^*2

Large and medium rigid work trucks on a construction site

Start with the numbers

What could repayments look like?

Try a few figures, then speak with us about finance suited to you and the asset.

Purchase price ($)

Deposit ($)

Amount to finance

Loan term

Illustrative rate (% p.a.)

Balloon (%)

Estimated weekly repayment^*

$466.94 / week

Total loan repayments: $121,405.68. Excludes deposit.

Apply now Get a free quote

*Estimate only, not a quote or offer. The 8% rate is an illustration, not an advertised rate. Based on weekly repayments, no fees, and a balloon set as a percentage of the amount financed and paid at the end of the loan. Actual rates, fees, terms and balloon availability depend on the asset, your circumstances and lender approval.

We know truck finance

Experience with the asset. Interest in your business.

Older trucks welcome

Options for used trucks, including older models.

60+ lenders and banks^*4

More choice for your business.

All business types

Sole traders, partnerships and companies.

Get pre-approved^*6

Shop with a set budget.

Already have a quote?^*7

Send it through. We'll try to beat it.

Buying through a dealer?

Quick, easy dealer finance.

Found the right truck at a dealership? We’ll help arrange your finance and liaise with the dealer to coordinate the paperwork and settlement, so you can focus on your business.

Buying privately?

We take the headache out of it.

Buying from a private seller doesn’t have to mean sorting everything out yourself. Alongside arranging your finance, we carry out the following checks on your behalf—all included as part of our private-sale finance service.^*5

Background checks

We carry out asset background checks as part of the purchase process.

Ownership confirmation

We check ownership and the seller’s authority to sell the asset.

Written-off & stolen checks

We check available records for written-off or stolen status.

Comprehensive photo inspection

We review detailed photos of the asset as part of our checks.

Apply now Free quote

Trusted Lenders

100+ 5 Star Google Reviews

BTRG PTY LTD

Extremely fast response time throughout the finance process and very stress free great business

Harjinder Singh

It was a great experience with motor money finance. The process of the application is very easy and smooth. He is best and help a lot to make everything easy

Daniella Storojenko

Could not speak highly enough about Chris and the team! Process was quick, seamless and easy. Super experienced and knowledgable team, highly recommend!

Leslie Joyce

Great experience with these people. Worked very hard to meet a deadline and kept me informed all the way.

Your business, your next step

Could your ABN qualify?^*3

Use our business loan checker to look up your ABN and see whether your business may qualify for finance.

Do you qualify for a business loan?

Congratulations!

Great news, you have an active ABN and may qualify

Apply Now

Issue with form submission, please try again!

Congratulations!

You may qualify for an ABN loan

Apply Now

Unfortunately

it seems you may not have an active ABN. However, you may still qualify.
Contact us for more information

Personal Loans

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Is your finance for business or personal use?

Personal Use

Business Use

Before you enquire

A few things you might be wondering.

Can you help with an older truck?

We can explore options for used and older assets. What’s available depends on the truck’s age and condition, your business and the lender’s criteria. Send us the listing so we can discuss the details.

What if I’m buying privately?

We assist with both private and dealer purchases. For private-sale finance, our service includes asset background checks, ownership confirmation, checks of available written-off and stolen records, and a comprehensive photo inspection. We’ll explain what’s needed and guide you through the process.

Do I need to have found a truck first?

No. We can discuss your budget and circumstances while you’re still looking, and explain the next steps for seeking finance.

Will checking my options affect my credit score?

Using this calculator or having an initial conversation with us does not involve a credit check. We’ll explain the checks involved before progressing to an application.^*8

How is my information handled?

We take your privacy seriously. Our team will explain what information is needed and how to provide supporting documents through the appropriate channel. Read our privacy policy for how we handle personal information.

What documents will you need?

That depends on your business and the finance option. Start with an enquiry and we’ll explain what’s needed before you complete an application.

Can you also help with machinery or equipment?

Yes. Tell us what you’re looking to buy and we can discuss finance options for that asset.

Important information

Motor Money is a finance broker. Finance is subject to lender approval, eligibility, terms and conditions. Enquiries on this page are directed to Motor Money.

*1 Low-doc finance up to $400,000 and no-deposit options are subject to lender criteria, business and asset eligibility, assessment and approval. Supporting documentation may be required.

*2 Same-day approval and funding within 24 hours of approval may be available for eligible applications with complete documents. Settlement requirements and lender processing apply. Timing is not guaranteed.

*3 An active ABN does not establish finance eligibility. Finance remains subject to your circumstances, the asset and lender assessment.

*4 Logos show a selection of lenders on our panel. Product and lender availability depend on eligibility and the finance required.

*5 Private-sale checks are included as part of arranging your private-sale finance and depend on the asset and available records. A photo inspection is not a mechanical inspection or a guarantee of condition.

*6 Pre-approval is conditional and subject to lender assessment, an acceptable asset and any other approval conditions.

*7 We will assess whether we can improve on a comparable written finance quote. A better offer is not guaranteed. Any offer is subject to assessment and lender approval.

*8 Using this calculator or having an initial conversation does not involve a credit check. Ask our team which checks are required and whether a soft check is available before proceeding. A formal credit application may affect your credit score.

We Can Help You With Your Finance

Apply Now

Quick & easy Truck Finance.

What could repayments look like?

Experience with the asset. Interest in your business.

Quick, easy dealer finance.

Buying privately?

Background checks

Ownership confirmation

Written-off & stolen checks

Comprehensive photo inspection

Trusted Lenders

100+ 5 Star Google Reviews

Could your ABN qualify?*3

Do you qualify for a business loan?

Congratulations!

Congratulations!

Unfortunately

A few things you might be wondering.

Important information

We Can Help You With Your Finance

Could your ABN qualify?^*3