Personal Loans

Why choose Motor Money?
Are you eligible for low-rate personal finance?
How it works?
1. Apply
Your dedicated broker will then present a range of lending options tailored to your unique needs and business requirements.
2. Approval
3. Settlement
Get access to the best rates from over 40+ lenders
Business Loan Types
Low Doc
• Hold an active ABN for minimum of 12 months
• Use the asset for more than 50% business usage
• Clean credit file (no defaults or court judgements)
• In some cases be a property owner or provide 20% deposit
• Generally maximum borrow amount is $100,000
Contact us to determine whether this product is suitable for you.
Chattel Mortgage
Commercial Hire Purchase
In a CHP agreement, the financier secures and pays for a vehicle on your behalf with an offer to hire it back to you for an agreed term. During the hire term you do not legally own the asset but can use it anyway you see fit.
Finance Lease`
Novated Lease
Refinance
Rent to Own
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FAQ Business Ute Finance
Business car finance entails obtaining a loan to purchase a vehicle instead of making an upfront full payment, typically when the vehicle is primarily used for business purposes (more than 51% business).
In this arrangement, you borrow funds and commit to repaying them with interest over a specified period. Various options are available, such as chattel mortgage, low doc, commercial hire purchase, finance lease, and rent to own. The specific terms, including interest rates and instalment payments, are contingent upon your business's financial circumstances.
Find out more about our types of car loans here.
Business car finance entails obtaining a loan to purchase a vehicle instead of making an upfront full payment, typically when the vehicle is primarily used for business purposes (more than 51% business).
Business car finance entails obtaining a loan to purchase a vehicle instead of making an upfront full payment, typically when the vehicle is primarily used for business purposes (more than 51% business).
In some cases, yes. Business car finance remains accessible even if you possess a less-than-ideal credit history. At Motor Money, we maintain relationships with a diverse range of lenders, including those who specialise in accommodating businesses with imperfect credit records. Rest assured, our team is dedicated to advocating on your behalf to secure the most favourable loan terms for your individual situation.