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Why Motor Money?

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Open 7 days a week
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Same day loan approval
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Low-doc loans up to 250k
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The best rate in the market
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40+ banks and lenders to choose from
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Dedicated broker from start to finish
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Free credit checks
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Safe and secure data privacy

Do you qualify for a personal loan?

Simply answer the following questions to see if you qualify:
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You may qualify for an ABN loan
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How does it work?

1

Apply

One of our experienced brokers will contact you to discuss your finance needs and objectives.

Your dedicated broker will then present a range of lending options tailored to your unique needs and business requirements.
2

Approval

Congratulations! At this exciting stage of the process you are only one step away from getting into your new ute. Your broker will take the time to go through all the features and benefits of your chosen loan.
3

Settlement

Payment is made the same day so you can get behind the wheel sooner.

61+ Google Reviews

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BTRG PTY LTD
Extremely fast response time throughout the finance process and very stress free great business
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Harjinder Singh
It was a great experience with motor money finance. The process of the application is very easy and smooth. He is best and help a lot to make everything easy
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Daniella Storojenko
Could not speak highly enough about Chris and the team! Process was quick, seamless and easy. Super experienced and knowledgable team, highly recommend!
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Leslie Joyce
Great experience with these people. Worked very hard to meet a deadline and kept me informed all the way.

Choose from a panel of Australia’s most trusted lenders:

Loan Types

Personal Loan Types

Fixed Rate Loan

A fixed rate loan allows you to lock in your interest rate for a specified period, typically between three and five years. This type of loan is ideal for borrowers who prefer predictable cash flow, as it guarantees consistent repayments throughout the fixed term, with no surprises.

The types of assets available under a fixed rate loan include, cars, caravans, jet skis and motorcycles.

Variable Rate Loan

A variable rate loan has an interest rate that can fluctuate based on market changes, meaning your repayments may increase or decrease over time.

While variable rate loans offer flexibility, they can be less predictable than fixed-rate loans, making it harder to budget for your payments. Since interest rates can rise, it’s important to be prepared for potential increases in your repayments, as this may make it more challenging to stay on top of your loan.

Secured / Unsecured Loan

A secured loan requires the borrower to provide an asset as collateral against the loan, while an unsecured loan does not require any collateral. Typically, lenders offering secured loans can provide lower interest rates because the loan is backed by collateral, reducing the lender's risk. In contrast, unsecured business loans come with higher interest rates due to the increased risk, but they offer a simpler application process and fewer lending requirements.

Business ute finance FAQ

How can I apply?

Business car finance entails obtaining a loan to purchase a vehicle instead of making an upfront full payment, typically when the vehicle is primarily used for business purposes (more than 51% business).

In this arrangement, you borrow funds and commit to repaying them with interest over a specified period. Various options are available, such as chattel mortgage, low doc, commercial hire purchase, finance lease, and rent to own. The specific terms, including interest rates and instalment payments, are contingent upon your business's financial circumstances.

Find out more about our types of car loans here.

How long does it take?

Business car finance entails obtaining a loan to purchase a vehicle instead of making an upfront full payment, typically when the vehicle is primarily used for business purposes (more than 51% business).

What are the fees?

Business car finance entails obtaining a loan to purchase a vehicle instead of making an upfront full payment, typically when the vehicle is primarily used for business purposes (more than 51% business).

Can I get business car finance if I have bad credit?

Business car finance entails obtaining a loan to purchase a vehicle instead of making an upfront full payment, typically when the vehicle is primarily used for business purposes (more than 51% business).

We can help you with your business finance

Not sure which option is right for you?
Contact us today for an obligation free quote to discover your lending options.